The Job Was Done. Then the Ceiling Started Raining.
A fitting can hold through cleanup and fail after the plumber leaves. The resulting water damage is where completed-operations coverage earns its place.
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4 articles in this category
Your Payroll Record Has to Exist Before the Audit Does.
Service calls and new construction can look different without creating different class codes. A valid payroll division starts with the manual, not the job label.
Read More →The Van Is Local. The Exposure Is Not That Simple.
Service radius, emergency use, employee-owned vehicles, and what rides in the van can change a plumbing contractor's commercial auto story.
Read More →The Auto Policy Names the Van. The Tools Need Their Own Answer.
Commercial auto addresses the van's auto exposure. It does not automatically replace the press tools, cameras, and equipment riding inside it.
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