INDEPENDENT INSURANCE AGENT
I help people find better coverage for less.
I work for you. Not for a carrier. Access to 17 A-rated companies means I compare the market instead of pretending one option fits everybody.
Price matters most after we determine what coverage you actually need. It might be what you've already got, it might not. Once that is clear, we shop the market and find your best price.
Cheap insurance is easy to find. Useful insurance takes more work. I take a needs-based approach and explain the risks and tradeoffs as we go.
17 A-rated carriers. Seven A+. One place to shop home, auto, business, and life insurance without running all over town.
I'm based in the Twin Cities with Preferred Insurance Services in Arden Hills. St. Paul, Roseville, Woodbury, Shoreview, and the north metro are real markets here, not abstract service areas.
I work with individuals, families, general contractors, plumbers, electricians, restaurant owners, and healthcare practices. I also build AI systems to improve workflows and compare coverage. As a CISSP, I can explain cyber risk without the jargon.
START WITH THE POLICY
Pick the coverage that is making you wonder if the price, limits, or carrier fit still make sense.
Boat insurance should follow how the boat is actually used, from quiet fishing mornings to jet skis, water skiing, wakeboarding, trailers, and guests.
A buy-sell agreement defines the ownership transfer, while life insurance can supply liquidity when an insured owner dies.
Key person life insurance should cover the operating loss created while a business replaces someone essential, not reward a title.
Motorcycle coverage needs a slow look when passengers, medical bills, liability limits, and umbrella eligibility all meet in one ride.
Yes. Brian is an independent agent with access to multiple A-rated carriers, so the review can compare carrier fit, coverage structure, and price instead of forcing one company to be the answer.
Start with your current declarations page, renewal date, premium, and the question that made you look. For a home purchase, include the property address, closing date, lender contact, and any insurance deadline.
Brian is based in the Twin Cities with Preferred Insurance Services in Arden Hills and works with Minnesota households on home, auto, umbrella, life, and policy-review questions.
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Last reviewed by Brian Berge, independent insurance agent.