Inland Marine & Mobile Business Property

Tools and equipment move, and property policies often don’t. This hub covers transit, jobsite, and scheduled values.

Most people arrive here after a theft, a move, or a jobsite loss.

Common questions people have

These are the questions people usually ask before they decide.

The Van Is Insured. The Gear Inside May Not Be. 4 min read
The van and its contents are two different coverage questions. A tool list, realistic limits, and the right mobile-property form connect them.
The Auto Policy Names the Van. The Tools Need Their Own Answer. 4 min read
Commercial auto addresses the van's auto exposure. It does not automatically replace the press tools, cameras, and equipment riding inside it.
While the Work Is Live, So Is the Exposure. 3 min read
Active jobsites create overlapping liability exposure that underwriting tiers price before completed work exists.
You Left the Job. The Claim Stayed Behind. 3 min read
Completed-ops claims surface years later because underwriting assumes latent defects and long-tail exposure risk.
Theft Isn't the Only Way Equipment Costs You. 3 min read
Mobile equipment losses include rollover and transit damage that deductibles and inland marine terms control.

General contractors combine jobsite liability, workers comp volatility, subcontractor control, and mobile equipment exposure.

While the Work Is Live, So Is the Exposure. 3 min read
Active jobsites create overlapping liability exposure that underwriting tiers price before completed work exists.
You Left the Job. The Claim Stayed Behind. 3 min read
Completed-ops claims surface years later because underwriting assumes latent defects and long-tail exposure risk.
Theft Isn't the Only Way Equipment Costs You. 3 min read
Mobile equipment losses include rollover and transit damage that deductibles and inland marine terms control.

If you want a second set of eyes, this is usually where I start.