Personal Cyber & Identity Fraud

Household cyber losses usually look like fake urgency, account takeover, and identity cleanup rather than movie-style hacking. This hub covers the coverage gaps that matter when trust gets weaponized.

Most households get here after a strange bank alert, a family-emergency scam, or a payment request that felt real until the money was gone.

Deeper explanations (if you want them)

If you want the mechanics and tradeoffs in full, start here.

Your Personal Cyber Endorsement May Be Stuck in Yesterday 6 min read
The cyber add-on can help with ordinary cleanup. AI voice scams and synthetic impersonation often land in the part of the wording that still says no.

If you want a second set of eyes, this is usually where I start.