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Construction

4 articles in this category


Construction Claims: Active vs Completed Operations, in Plain English

01/30/2026 5 min read
ConstructionGeneral Liability

Active and completed operations are not legal jargon for fun. They decide when a construction claim lands and which part of the policy responds.

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Loss Cycles: Why Construction Tightens First

01/30/2026 5 min read
ConstructionMarket Cycles

When the market tightens, construction feels it first. The claims are more volatile and the pricing reacts faster.

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Payroll Volatility: How It Moves Workers Comp More Than You Expect

01/30/2026 5 min read
Workers CompConstructionPricing

Workers comp is priced on payroll. When payroll swings, the premium follows. The surprises happen when the estimate and the audit do not match.

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Workers Comp Audits: How Class Codes Back-Bill You

01/30/2026 5 min read
Workers CompConstruction

Workers comp audits are a reconciliation of class codes and payroll. If the codes are off, the back bill can be large.

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