Loss Cycles: Why Construction Tightens First
When the market tightens, construction feels it first. The claims are more volatile and the pricing reacts faster.
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3 articles in this category
What Actually Triggers a Roof-Driven Repricing Year
Roof-driven repricing years are not random. They follow loss patterns, settlement rules, and market behavior that stack up over time.
Read More →Why Switching Carriers Works in One Zip Code and Fails in the Next
Switching carriers can cut your premium, or it can do almost nothing. The difference is usually the zip code, the carrier appetite, and the risk signals you cannot see on the declarations page.
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