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Pricing

2 articles in this category


There's a Point Where the Savings Get Stupid.

01/30/2026 5 min read
Auto InsurancePricingTradeoffs

Raising your auto deductible can cut premium, but only up to a point. Past that point the savings flatten and the risk climbs.

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Payroll Moves More Premium Than Most Owners Realize.

01/30/2026 5 min read
Workers CompConstructionPricing

Workers comp is priced on payroll. When payroll swings, the premium follows. The surprises happen when the estimate and the audit do not match.

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Brian Berge · Twin Cities Independent Insurance Agent.

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