Kitchen Injuries: Why Frequency Beats Severity in Pricing
One serious injury hurts, but a steady drip of cuts and burns moves premiums faster. Restaurant workers comp is a frequency game.
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Payroll Volatility: How It Moves Workers Comp More Than You Expect
Workers comp is priced on payroll. When payroll swings, the premium follows. The surprises happen when the estimate and the audit do not match.
Read More →Workers Comp Audits: How Class Codes Back-Bill You
Workers comp audits are a reconciliation of class codes and payroll. If the codes are off, the back bill can be large.
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